Our checking accounts provide intuitive, user-friendly tools and features that make handling your finances a snap. With 24/7 access to your accounts, you'll have more time to focus on what matters most.
Simplify everyday finances with an account that supports your lifestyle. No monthly service fee means more cash to spend on the things you want.
Use the card to make everyday purchases and support causes you care about without any cost or effort.
Empower teens to take control of their financial futures without worrying about minimum balance requirements.
*Save time and schedule an appointment to open your account.
Let your high balance work harder for you - at no additional cost. Earn interest on your account and avoid monthly fees when you maintain a balance of $1,000 or more.
Pair your Beyond Rewards Savings account with a Beyond Rewards Checking account to access competitive rates and benefits.
Ready to finish or check the status of your application? Click here.
Don't have online banking yet? Enroll now or visit a branch.
1. Student Checking Account: Available to ages 13–25. Adult cosigner required if under age 18. Minimum $10 to open a checking account. eStatement-only account — $2 monthly fee for paper statement.
2. $100 Bill Towel: Offer valid for new student checking accounts opened July 1 through August 31, 2024, or while supplies last. Limit one towel per account. St. Mary’s Bank reserves the right to substitute gift of similar value. Gift must be picked up at a St. Mary’s Bank branch.
3. $100 deposit: New student checking account must be opened July 1 through August 31, 2024, with offer code COOL100, and post qualifying direct deposits totaling at least $100 within 60 days of account opening. A direct deposit is a recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization. It may include salary, pension, government benefits, or other eligible regular income. Certain money transfers, such as person-to-person payments and payments made with apps such as Zelle®, PayPal, or Venmo, as well as transfers between your accounts at St. Mary’s Bank or other banks or brokerages also do not qualify as direct deposits. Account must be in good standing at time of payout. Offer subject to change without notice.
Savings
Financial Wellness
Financial Wellness